Backup Cameras and Insurance
If you are buying a car that was made in 2018 or later, then it will come with a backup camera. Many vehicles from earlier years also have backup cameras. Here’s how this safety feature will affect your insurance rates going forward.
The short answer is that having a vehicle with a backup camera will likely have little to no effect on your insurance. Although the systems are proven to prevent some accidents, the overall effect is fairly small: less than 100 lives saved per year. That means the savings in the form of fewer claims is low. You can call your insurer to ask them if they have any available discounts, but unfortunately their answer is likely to be “no”.
For some hands-on experience with a backup camera in Urbandale, come to Mercedes-Benz of Des Moines and test one out today.